Cash Management

When you become a Community Bankers’ Bank (CBB) cash management client, you are assured that your bank’s available funds are fully invested daily to maximize yield. We monitor available balances every day and sweep funds in and out of Fed Funds to cover your bank’s DDA account.

Our cash management pricing is competitive in the marketplace helping you to maximize operational efficiencies. We eliminate the time you spend monitoring positions, moving funds between those accounts and making calls to manage your own funds. We do all of those for you, and here’s how you benefit …

  • All excess balances are automatically swept into overnight Fed Funds or the Federal Reserve Bank Excess Balance Account (EBA)
  • Daylight and overnight overdrafts are eliminated, as well as NSF expense and the pledging of securities
  • Efforts to manage your daily cash position and investment decisions are reduced
  • We also give you a detailed daily Fed Funds position statement

You have access to your DDA Account collected target balance, and the previous day's returned Fed Funds balances, as well as your established Fed Funds Facility when processing customer wire transfers throughout the day.

You can be confident that your account is continuously monitored by your CBB team of professional, experienced, and helpful account representatives.