Community Bankers’ Bank and CBB Financial Corp. Announce First Quarter 2025 Operating Results

a. Net Interst Income improved 4% quarter over quarter/

b. Continued focus on Non-Interest Expense helped decrease expenses 2% quarter over quarter and 6% year over year

c. The Bank continues to maintain a strong capital position that exceeds all regulatory requirements to be classified as “well capitalized,” with a Community Bank Leverage Ratio of 13.92% at March 31, 2025, compared to 12.85% at March 31, 2024.

Gary R. Shook, President and Chief Executive Officer of CBB Financial Corp. and Community Bankers’ Bank, commented, “As a community bank owned cooperative, CBB’s job number one is to focus on the prosperity of community banks and bankers.  To couple that with strong financial performance is a real plus.  A big thanks to our shareholders for making that happen.  The lending pipeline continues to grow along with warmer weather.  Please let us know where we can assist with both your loan buying and selling needs through participations.  Additionally, please reach out to Jim Lewis with FBBS for bond and CD issuance portfolio advice.  FBBS is owned by community banks and designed to support community banks with all their portfolio needs.  CBB is also equipped to assist with core processor contract review and contract negotiations for your bank’s check printing needs. The 2025 Annual Meeting of Shareholders will be held virtually on Tuesday, May 20, 2025, at 10:30. We are pleased to have Sherri Sackett, CEO of Select Bank and Becky Foster, COO/CFO of Chesapeake Bank standing for election.”

For further information, please contact:

Gary R. Shook